Terms of Service

1. Acceptance of terms

By accessing or using PahiloLagani (the Service), you agree to be bound by these Terms. If you do not agree, please do not use the Service.

2. Not investment advice

PahiloLagani provides educational content and AI-generated analysis of publicly available NEPSE data. Nothing on this Service constitutes investment, financial, legal, or tax advice.

You are solely responsible for your investment decisions. Always do your own research and consult a licensed financial advisor where appropriate.

3. Data accuracy

We aggregate data from public NEPSE sources and third parties. While we strive for accuracy, we do not guarantee completeness or timeliness. Data may be delayed.

4. AI-generated content

Stock signals, reasoning, and suggestions may be generated using AI. AI output can be incorrect or outdated. Treat all AI responses as starting points for research, not final answers.

5. Accounts and subscriptions

Some features require an account. You are responsible for keeping your credentials secure. Paid subscriptions (Pro, Pro+) are billed monthly or yearly and can be canceled at any time.

6. Limitation of liability

PahiloLagani is provided as-is without warranties. To the maximum extent permitted by law, we are not liable for any trading losses, missed opportunities, or other damages arising from use of the Service.

7. Changes to these terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance.

8. Contact

Questions about these Terms can be directed to hello@pahilolagani.com.